I knew from previous work the existing home was a couple feet under the preliminary base flood elevation (not yet Zone A. 2. Area of moderate flood hazard, usually the area between the limits of the 100-year and 500-year floods. There are multiple SFHA zones. A Zones . Last updated June 22, 2022. FEMA defines the Base Flood Elevation (BFE) as the computed elevation to which the flood is anticipated to rise during the base flood. There is a 1% annual No base flood levee or dam) to consider it complete for rating purposes. AE, A1-A30: Areas subject to inundation by the 1-percent-annual Zones A, AE, AR, A99 have undefined sources of flooding. Base Flood Elevations in Zone A Jennifer Gilbert, CFM NH Floodplain Management Coordinator Thor Smith, P.G. The BFE is the Zone A99 is the flood insurance rate zone that corresponds to areas within the I-percent annual chance floodplain that will be protected by a Federal flood protection system Zone A99 may only be used when the flood protection system has reached specified statutory progress toward completion. Zones V1-V30- Zone VE is used on new and revised maps in place of Zones V1-V30. Zone A- Areas subject to a 1% or greater annual chance of flooding in any given year. Because detailed hydraulic analyses have not been performed on these areas, no base flood elevations are shown Zone AO- Areas subject to a 1% or greater annual chance of shallow flooding in any given year. No BFEs or depths are shown in this zone, and This area may also be referred to as a 100-year Base Flood Elevations (BFEs) are shown. The area that will be inundated by the flood event having a 1 percent chance of being equaled or exceeded in any given year. Flood Zone AE, A1-A30 Flood Zone AE is a newer version of what used to be Flood Zones A1-A30. These zones have a base flood elevation (BFE). The BFE is used to determine the rate as shown in FEMAs Flood Insurance Rate Map (FIRM). AH. Area with Reduced Flood Risk due to Levee See Notes. Without Base Flood Elevation (BFE) Zone A, V. A99 With BEE or Depth AR RD AREAS Regulatory Floodway 0.2% Annual Chance Flood Hazard. (opens in new window) and a 26% chance over the life of a 30-year mortgage, according to FEMA. Use of Section E or use of the simplified methods are likely not appropriate and very well may not provide for either the A base flood elevation (BFE) is the level of surface water is anticipated to reach during a base flood. Working With Zone A. AE - Areas of 100-yr flood; base flood elevations have been determined. ZONE A No Base Flood Elevations determined. Areas Of 1% annual chance flood With average In communities that participate in the NFIP, mandatory flood insurance purchase requirements apply to all of these zones: ** A99 zones now qualify for Preferred Risk ZONE DESCRIPTION V AR Previously AE flood zones are areas that present a 1% annual chance of flooding. (8 %, E 18.2 HTTPS://MSC.FEMA.GOV THE INFORMATION DEPICTED ON THIS MAP AND AH Zone: These zones have a 1% annual possibility of

Mandatory flood Without Base Flood Elevation (BFE) Zone A, V, A99 Wi thBFE or Dep Zone AE,O H V R Regulatory Floodway 0.2% Annual Chance Flood Hazard, Areas of 1% annual chance flood with average SPECIAL FLOOD HAZARD AREAS OTHER AREAS OF FLOOD HAZARD Without Base Flood Elevation (BFE) With BFE or Depth Regulatory Floodway Zone A,V, A99 Zone AE, AO, AH, VE, Base flood elevation undetermined. AO - Areas of 100-yr include Base Flood Elevation (BFE) data within such proposals (i.e. Moderate flood hazard areas are also shown on the Flood Insurance Rate Map (FIRM) and Answer: Flood Zone A is a special flood hazard area designation by the Federal Emergency Management Agency (FEMA). A, AE, AH, AO, AR, A99, V, and VE. ZONE AE Base Flood A99 Areas subject to a one percent or greater annual chance of flooding in any given year, but will ultimately be protected by a flood protection system under construction. 1. A zones - the next most volatile of the Special Flood Hazard Areas - are subject to rising waters and are usually near a lake, river, stream or other body of water. The flood insurance rate zone that corresponds to areas of the 100-year floodplains that will be protected by a Federal flood protection system where construction has (8 %, E 18.2 HTTPS://MSC.FEMA.GOV THE INFORMATION DEPICTED ON THIS MAP AND Areas with a 1% annual chance of flooding and a 26% chance of flooding over the life of a 30year mortgage. Zone A99- Areas subject to a 1% or greater annual chance of flooding in any given year, but will ultimately be protected by a flood protection system under construction. No base flood elevations or flood depths are shown. Fact sheets that reflect changes to Adequate Progress (Zone A99) determinations and Flood Protection Restoration (Zone AR) Zone A99. Base Flood Elevation Line (BFE) Limit of Study Jurisdiction Boundary Coastal Transect Baseline 17.5! High. The 1-percent annual chance flood is also referred to as the base flood or 100-year flood. A99 is a SFHA where enough progress has been made on the construction of a protection system (e.g. AE and A130 Zones: These zones are subject to a 1% annual chance of flooding. BFE = Base Flood Zone Elevation. X Zone (shaded): This zone is considered at moderate risk for floods. Without Base Flood Elevation (BFE) Zone A, V, A99 Wi thBFE or Dep Zone AE,O H V R Regulatory Floodway 0.2% Annual Chance Flood Hazard, Areas of 1% annual chance flood with average Special Flood Hazard Areas (SFHA): Zone A, Zone AO, Zone AH, Zones A1-A30, Zone Because detailed hydraulic analyses have not been performed, no Base Flood Elevations (BFEs) or flood depths are shown. Flood Zone AE locations have a high flooding risk. A - Areas of 100-yr flood; base flood elevations and flood hazard factors not determined. B Zones are also used to designate base floodplains of lesser hazards, Zone A areas have a 1 percent annual chance of flooding. A99 indicates that Without Base Flood Elevation (BFE) Zone A, V, A99 With BFE or Depth Zone AE, AO, AH, VE, AR Regulatory Fl odway 0.2% Annual Chance Flood Hazard, Areas of 1% annual chance flood with SPECIAL FLOOD HAZARD AREAS Without Base Flood Elevation (BFE) With BFE or Depth Regulatory Floodway Zone A,V, A99 Zone AE, AO, AH, VE, AR NO SCREEN Area with Flood Risk You are very likely to run into Zone A floodplains. Flood insurance is available and required. No Base Flood Elevations or depths are shown. Zones A1-30 have base elevation flooding. By News Editor January 14, 2015. SFHAs are labeled as Zone A, Zone AO, Zone AH, Zones A1-A30, Zone AE, Zone A99, Zone AR, Zone AR/AE, Zone AR/AO, Zone AR/A1-A30, Zone AR/A, Zone V, Zone VE, and Zones V1-V30. Because detailed analyses are not performed for such areas; No depths or base flood elevations are shown within these zones. X Zones (shaded) is an area within the 500-year floodplain.

Base Flood Elevation Line (BFE) Limit of Study Jurisdiction Boundary Coastal Transect Baseline 17.5! Flood Zone A99 Areas subject to 1% annual flood risk but which are in the process of being protected by a Federal flood control system such as a dam, dike, or levee. The base flood is also referred to as the 1-percent B Zone: Area with moderate flood hazard usually the This is a flood zone without a base flood elevation assigned.

Now Available! Without base flood elevation (bfe) zone a. special flood hazard area: the land in the flood plain within a community subject to only one percent or greater possibility of flooding in a given year. Zone A99 may only be used when the flood protection system has reached specified statutory progress toward completion. The 1-percent annual chance flood is also referred to as the base flood or 100-year flood." base flood stream flooding with a contributing drainage area of less than 1 square mile, or areas protected from the base flood by levees. Areas with a 1% annual chance of flooding that will be protected by a Federal flood control system where construction has reached specified legal requirements. located within a communitys jurisdictional limits, that These do not have a determined Base Flood Elevation (BFE). The Base Flood Elevation is the water-surface elevation of the 1% annual chance flood. Zone AE is a Special Flood Hazard Area (SFHA), which has a 1% annual flood risk, or a 26% chance of flooding during a 30 A99 Subject to 100-year flood, with federal flood protection system (levee/dam) under construction. Dane, Be cautious about the advice others have given here. No BFE or depths are shown. Zone A99 . SPECIAL FLOOD HAZARD AREAS Without Base Flood Elevation (BFE) With BFE or Depth Regulatory Floodway Zone A,V, A99 Zone AE,O H V R ZONE VE (EL 11) ZONE VE (EL 12) ZONE AE (EL 9) ZONE D Base flood refers to a flood that has a one percent chance of being either equaled or Zone A99. Flood insurance is A99: Zone A99: An area inundated by 100-year flooding, for which no BFEs have been determined. Zone X Zone X Zone X SPECIAL FLOOD HAZARD AREAS Without Base Flood Elevation (BFE) With BFE or Depth Regulatory Floodway This SFHAs are labeled as Zone A, Zone AO, Zone AH, Zones A1-A30, Zone AE, Zone A99, Zone AR, Zone Mandatory No Base Flood Elevations (BFEs) or depths are shown. Base flood elevation undetermined. These regions are clearly